Toolwise

PF Calculator

Project your Employee Provident Fund (EPF) corpus at retirement based on your basic salary, contribution rate and years remaining.

How to use PF Calculator

  1. 1Enter your current basic salary and your current age.
  2. 2Enter the expected annual increase in salary and the current EPF interest rate.
  3. 3View your projected EPF corpus at retirement (age 58).

About PF Calculator

The Employee Provident Fund (EPF) is a retirement savings scheme where both you and your employer contribute 12% of your basic salary each month, earning a government-declared interest rate. This calculator projects your EPF corpus at retirement.

Benefits

  • Get a long-term view of your retirement corpus from EPF contributions alone.
  • Understand the impact of annual salary increments on your final balance.

Common mistakes

  • Assuming only your 12% contribution counts — employer contribution (partly to EPF, partly to EPS) also adds to your retirement savings.

Frequently Asked Questions

Use the EPFO's current declared annual interest rate. This rate is reviewed and announced by the government each financial year.

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